• epargne-salariale

Employee saving

Our convictions

Our choices of funds available for collective employee savings schemes on offer by companies in France are guided by our determination to be consistent with our commitments. We therefore have one of the fullest fund offerings in social finance promoting solidarity. Products are designed in connection with many, long-standing partner organisations whose involvement and values we are well familiar with.

Our dedicated social employee-savings funds (FCPE)

For employees of some large companies quoted on the French market (ie members of the CAC 40 index), such as Orange and Schneider Electric, we have set up several dedicated social savings funds (FCPE). They fill out the already existing fund range admirably and invest in themes that fit the culture and values of each client company. Our ability to select more than 50 social enterprises that serve various causes allows us to meet your standards. SRI portfolio management is suited to your level of commitment as client.

We are able to set up complex legal structures.

Our partnership with the insurance group Axa for the Axa Future Génération fund is an example of how we assist companies for promoting a more socially oriented economy.

Our “Choix Responsable” range of employee savings funds

We have set up an inter-company range of employee savings funds called Choix Responsable, whose three social funds are also managed on the basis of socially responsible investment (SRI) principles regarding quoted securities.

These three social funds available for corporate employee savings schemes contribute 5 to 10% in financing of French or European social enterprises. Such organisations operate in the area of international solidarity, environmental protection, social integration, housing, employment, support for disabled persons, etc.

We have also made the policy choice of applying socially responsible investment (SRI) in the fund portfolios.

On top of traditional financial analysis, Ecofi Investissements endeavours to evaluate companies on the basis of Environmental, Social and Governance (ESG) criteria or, for the Choix Responsable Développement fund, to invest in companies committed to sustainable development.

An open range of corporate employee savings funds (FCPE)*:

  • committed to a socially responsible approach favouring solidarity;
  • diversified with a broad risk profile, from the most prudent to aggressive;
  • innovative, with a flexible allocation fund whose weight of exposure to equities varies in relation to the economic;
  • configurable since you as employer can select from among our seven open funds those that best meet your employees’ expectations and investment horizons.

*The employee savings funds of the Choix Responsable range are feeder funds. A feeder fund is a fund that invests all of its assets in another fund, called a master fund. Their financial characteristics are practically identical but their performances can be slightly different, largely due to the incidence of management fees. Master funds of Choix Responsable range are managed by Ecofi Investissements, most often by very experienced portfolio managers.